Prescription Drugs received from a participating pharmacy or an approved out-of-network pharmacy are paid at a higher level than those received from a non-participating pharmacy. A participating pharmacy is a retail pharmacy that has contracted to provide Prescription Drugs at a discounted rate to Participants covered under the Plan. You may obtain a current listing of participating pharmacies and approved out-of-network pharmacies from the Trust Customer Service Office.

It is important to present your ID card to the pharmacy. If you use a participating pharmacy and you don’t present your ID card, you will not receive the discounted rate for your Prescription Drug and you must pay 100% of the cost of the medication to the pharmacy. Use your ID card to receive the maximum benefit.