7.5 When Payments Begin You must apply for benefits before payments will begin. After your application is approved, your benefit will commence as soon as practicable based on the commencement date you have requested. Your Retirement Date can be established up to three months before you provide your complete benefit application, if you have not worked in Suspendible Employment during that time. Typically, if the Trust Customer Service Office has received all required documentation, your benefit payments will begin the first of the second month following the date you terminate your employment. Your first benefit received would be for two months paid retroactive to your established Retirement Date. If final hours are received after your retirement has been processed, a retroactive adjustment to your benefit is processed.