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     Home → Pension → SPD → 11.3 Married on Retirement Date and Later Divorced

11.3 Married on Retirement Date and Later Divorced

If you were married on your Retirement Date and selected a Joint Annuity with your Spouse as Joint Annuitant and you later divorce, you may name a new Spouse as your Joint Annuitant, or may change your form of benefit to a Straight Life or Five Year Certain Life Annuity. You may make this change only if all of the following conditions are met:

  • your former Spouse is living and all claims to your pension benefits have been waived in a qualified domestic relations order (QDRO);
  • the change is effective two years after the Plan Administrator receives the QDRO and your written application for such change; and
  • you and your former Spouse (originally named as the Joint Annuitant) are alive when the change is effective.

 
 
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