Disability - Permanent

Becoming permanently disabled is a great change in your life. It means that you will have to learn to alter much of your lifestyle. Some adjustments may be small while others may signify a complete transformation.

You should look through this web site to find the covered medical services that may apply to your particular situation. This research should also help you figure out a medical and rehabilitation plan that suits your needs as well as your budget. It may also be helpful to find out if any such benefits are available to you through your spouse's plan.

Forms:

• Disability Retirement Pamphlet

• Disability Retirement Questionnaire

Additional Information:

Welfare BenefitTabs™

• COBRA/Disability

• Time Loss

• Disability Pension

Welfare SPD

• Section 2.1 - Eligibility for Retired Participant

• Section 14 - Continuing Coverage (various sections apply)

Pension SPD

• Section 7.7 - Disability Retirement Benefits

Benefit Plan Checklist
	Review the rules for the Time Loss benefit in the BenefitTabs™ and SPD and then apply for any benefits you may be due.
	Review the rules for the Disability Pension in the BenefitTabs™, SPD and Disability Pension Brochure. If you think you have met the qualifications for this benefit, contact the Trust Customer Service Office to initiate the retirement process.
	Go over the rules concerning the limited disability extensions to coverage and COBRA continuation coverage rules. Continued Welfare coverage is an essential ingredient to dealing with your disability.

External Related Links:
(These are listed for your convenience. The sites and the contents of the sites are not sponsored or endorsed by your benefit plans. Use them at your own risk.)

• National Organization on Disability - Promotes full and equal participation of America's 54 million men, women and children with disabilities in all aspects of life.
• AAPD - A cross-disability site with numerous resources and free membership available. Home of the Enable magazine.
• disAbility Online - Maintained by the US Department of Labor Disability Employment Initiatives Unit of the Employment and Training Administration. Provides information on employment resources and services available to individuals with disabilities.
• Alaska Workers' Compensation - Government information on partial wage replacement for job related disabilities.
• Alaska Division of Vocational Rehabilitation - This links to the Division's web site.
• WorkSupport.com - Information, resources, and services regarding the employment of people with disabilities.
• MossRehab Resource Net - Information and resources for the disabled.