Dependent Child (age 19 or over) Leaves School

When your child who is 19 or older leaves school or is no longer a "full time" student, the child is no longer eligible for coverage under the Welfare Trust as a dependent. But, the child may be eligible for Continuation Coverage. There is an exception to this rule if your child became disabled before losing coverage.

If you want to obtain private health insurance for your child, check out our links to external sites providing insurance quotes and information.

Additional Information:

Welfare BenefitTabs™

• COBRA/Disability

Welfare SPD

• Section 3 - Dependent Eligibility

• Section 4 - Notification of Status Change

• Section 14.5 - Continuation Coverage - Qualifying Events

• Section 14.6 - How to Elect COBRA Continuation Coverage

Benefit Plan Checklist
	When your child ceases to be a full time student, you must notify the Trust Customer Service Office within 60 days. You will become liable for any health claims paid by the Trust for any services after your dependent ceases to be eligible.
	Continuation Coverage can continue for up to thirty-six months provided timely payments are made.

Planning Notes:

See the "External Related Links" on this page for resources regarding the selection and purchase of individual health insurance.

External Related Links:
(These are listed for your convenience. The sites and the contents of the sites are not sponsored or endorsed by your benefit plans. Use them at your own risk.)

• American Association of Health Plans - Fact sheets and analyses on: managed care, prenatal care, children's health insurance, diabetes, and current immunization recommendations for children and adults.
• netquote.com - Health Insurance rates and information for all 50 states.
• eHealthInsurance.com - Free online quotes and purchase of major medical health insurance. Includes a glossary and FAQ.
• 4freequotes.com - Obtain instant health insurance rates in 35 states.