Alaska Teamster-Employer Welfare and Pension Trusts

Less than 65

1. 5 years of Contributory Years of Service; and
2. 1,500 Hours of Covered Employment (excluding Recaptured Hours) in the 36 months prior to disability; and
3. Total and Permanent Disability

Accrued Monthly Normal Retirement Benefit actuarially reduced from age 65:
Reduction Factors Based on Normal Retirement Age

Minimum Benefit: $69.90 times Contributory Benefit Service up to $489.30, but not to exceed the Accrued Monthly Normal Retirement Benefit.

1. Straight Life Annuity
   (Only form available if unmarried)
2. Five-Year Certain Life Annuity
3. Joint Annuity

Reduction Factors
All forms of payment except the Straight Life Annuity are actuarially reduced.

Change of Form/Joint Annuitant

Recovery from Total and Permanent Disability or Lump Sum Payment of Employer Contributions

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